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12-03-2008, 12:10 PM	#1 (permalink)
stainer711 Super Techie Join Date: Dec 2005 Posts: 429	Did I just ruin my credit through Buy it NOw? I tried using Buy it Now on four separate occasions on Newegg, all of which were denied. Does getting denied from Buy it Now negatively affect one's credit?

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12-03-2008, 12:41 PM

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Re: Did I just ruin my credit through Buy it NOw?

Yes. Your credit is docked roughly 2 points every time you submit any credit application (be it for a credit card, loan, finance payments, etc.).

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12-03-2008, 07:24 PM	#3 (permalink)
stainer711 Super Techie Join Date: Dec 2005 Posts: 429	Re: Did I just ruin my credit through Buy it NOw? 2 points doesn't sound like that much.

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12-03-2008, 09:52 PM

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Re: Did I just ruin my credit through Buy it NOw?

2 points can be the difference between a high rate on a car loan/mortage or a low rate.

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