The hard part will be to keep it from your greedy little paws when that cool looking "toy" comes around. I keep mine away from me (at home) and PLAN on making a purchase with them. This way I only use mine when PLAN on it... (or when the wife tells me...LOL)
Now the visa cheque card... same a a debit, but I can only charge what's in the account... That one I use for everyday use... But yea, it is kinda cool to get your first somthing... It's a milestone... kinda like your first NEW car... not some used one that you bought to get you around... I mean a BRAND new car... Just please take the advice from use old folks here...
