It depends on your level of web programming knowledge. If you are "hardcore" then you can probably accomplish what you want in a simple program like Notepad, but besides what most people say, this isn't a good option.
I would definatly stick with a WYSIWYG editor. (What You See Is What You Get). I presonally prefer Dreamweaver, but have used GoLive and Front Page. I am not sure of any "free" options, but I am sure there are some Open Source programs out there.
__________________
<code>
(\ /) This is Bunny. Add him to your signature
(O.o) to help him achieve <a href=\"http://carboxymoron.com/sigbunny/\" title=\"the signature bunny\">world domination</a>.
(> <)
</code>
<code>Shakie<br>Smodministrator<br>
\"If I don\'t step over the line every now-and-then, how will I know where it is?\"</code>
