ok, thanks for the input from everyone. i just talked to a rep online and he said i can return it. he didn't mention the 15% fee but i have an account with them so i'm sure it will appear on there and that's fine. I don't need to go balls out with a new card but like i said from just reading a bunch of different opinions on cards it seemed that that card was not up to par with some others that are not too much more in price at all. i'm sure its been asked a million times but what are some suggestions? Is the 8800 GS Superclocked a suitable replacement? like i said i'm not a big gamer but i do enjoy playing and really i just want a better fit and something that is a little less dated. any input is much appreciated